We're here to get you home.

Nicola Team

MLO ID# 92186 | Jeff Nicola

305 108th Avenue NE
Suite 101
Bellevue, WA 98004

Jeff Nicola | Area Sales Manager | NMLS ID# 92186

John Schindel | Loan Officer | NMLS ID# 2059364

As mortgage professionals we understand how important it is to choose the right lender. With our passion to helping people and experience, we pride ourselves in the attention to detail and dependability for each and every loan we touch. We work with you making the entire process simple from start to finish. Bay Equity helps with the transaction to run smoothly with our state-of-the-art technology, with this, we can allow borrowers to have access to their loan at any time.

Whether you are buying or refinancing, building your dream home or buying your first home, we can explore with you the many options for financing. We invite you to apply on-line, or contact us to set up an appointment. Either way you will get our immediate and personal attention.

Loan Calculators

Use the calculator links below to help plan your home purchase or refinance.

Please note, the results are only estimates. Talk to your Loan Officer to get an official figure. We're here to get you home.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.