Trustworthy, diligent, and personable. I couldn't have hoped for a better loan officer.

Max B, Homebuyer

Jeff Nicola

Area Sales Manager

MLO ID# 92186

(425) 642-8339
305 108th Avenue NE
Suite 101
Bellevue, WA 98004

As a mortgage professional, I understand the importance of choosing the right lender.  With my passion for helping people and over 21 years of experience, I pride myself in my attention to detail and my dependability with each and every loan I touch.   I make the entire process simple from start to finish.  Bay Equity's multi-faceted support staff helps the transaction run smoothly with our state-of-the-art technology, allowing our borrowers to have access to their loan at any time. 

One of the many reasons I chose to be a mortgage loan originator is the people I get to meet and help--I feel like I’m helping people achieve their dream of buying a home. I love being a small part of the process.  I have an active family life and enjoy spending time with my wife and three kids.  When I am not working, I'm involved with the kids’ dance, softball, baseball, basketball or gymnastics. I also enjoy cooking, golfing or taking an occasional family vacation. 

Whether you are building your dream home, buying your first home, refinancing or relocating, I will explore with you the many financing options that are available.  I invite you to apply online, or contact me to set up an appointment. I promise you my immediate and personal attention.  

I look forward to working with you!

For more information, please see my review in Top Agent Magazine:


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

The Nicola Team provides an expertly orchestrated home loan experience. This video introduces you to our team players.