Bay Equity News
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The Federal Reserve cut interest rate cuts three times in the past four months making many loans credit cards and auto financing less expensive.
However interest rates are still at their highest in decades and Americans thinking about their future finances more than ever. Remember: high-interest environments favor the saver.
No matter your age putting money aside...
Start the New Year right by setting resolutions for buying a home in 2025. Here are five key steps to help make it a successful year for homeownership.
- Know What You Can Afford: Assess your income spending and savings to figure out your budget. Bay Equity Home Loans provides online tools to help estimate what you...
December is a perfect time to explore ways to make homes more eco-friendly and creative ways to make living space more sustainable:
Upcycled Furniture: Keep waste out of landfills using old furniture and other items to create unique personalized pieces. Find free or inexpensive old furniture at thrift stores online marketplaces or even in your own...
Each year on December 7th we pause to remember the lives lost during the attack on Pearl Harbor in 1941. This pivotal moment forever changed the course of the United States and the lives of countless service members. As we reflect we honor all veterans who have served our country—past and present.
At Bay Equity we...
With extended families getting together around the holidays the discussion may turn to the ongoing financial needs of elderly relatives.
As the calendar turns over to 2025 U.S. homeowners are sitting on record levels of home equity – more than $17 trillion in total.
In the third quarter of 2024 homeowners borrowed against $48 billion of this...
With an average lifespan of 10 to 18 years the longevity of a refrigerator largely depends on the level of maintenance it receives.
Taking a few minutes to perform some simple upkeep can lead to major savings on energy costs and avoid expensive refrigerator repair bills down the line.
• Clean the coils: The condenser coils are...
