Bay Equity News
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For the first time in nearly two years the median down payment for a U.S. home has dipped—down about 1% year over year to $62 468 in April. It’s a subtle change but one that reflects a broader shift in the housing market.
The median U.S. down payment has been around 15% for most of the...
After years of escalating home prices and rising mortgage rates the 2025 housing market could be tilting in buyers’ favor offering more opportunities for those looking to purchase a home
Coupled with still rising home prices the median U.S. home payment has reached a record high of $2 870. Despite these financial challenges home prices...
This Memorial Day we pause to remember the men and women who made the ultimate sacrifice for our country.
We also reflect on how we can better support those who continue to serve. At Bay Equity we’re proud to stand with veterans active-duty military and their families - both in remembrance and in action.
One of the...
For the unofficial Memorial Day weekend kickoff to the summer season nothing beats the warmth of gathering around a crackling fire – cooking roasting marshmallows swapping stories or simply enjoying the flicker of flames under the stars.
With a little time and effort a safe and affordable fire pit can be added in any backyard....
Driven by strong demand for conventional loans mortgage applications to purchase homes were on the rise in the first week of May jumping 13% from the same week a year ago. Despite economic uncertainty refinancing surged 11% up 51% year-over-year largely due to a 26% jump in VA loan activity.
This growth suggests buyers are re-entering...
President Donald Trump’s fluctuating trade policies have brought a degree unpredictably to economic markets with growing unease about the global outlook.
Volatility has defined the bond market in recent weeks. On April 2 mortgage rates hit a six-month low only to surge to a six-week high just days later. Despite Trump’s vocal calls for the Federal...
