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Bay Equity News

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May 30, 2023
Free and Clear homeowners hold inventory key

Ultra-low mortgage rates are great for spurring demand but in the post-pandemic era have had the unintended consequence of restricting market turnover and limiting normal supply.

Existing-home inventory makes up the bulk of available home inventory but many existing homeowners bought or refinanced into sub-3% mortgage rates over the course of the pandemic.

It adds up...

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May 29, 2023
Bay Equity salutes all veterans on Memorial Day

As the unofficial start of the summer season kicks off with the celebrations surrounding Memorial Day weekend Bay Equity Home Loans pauses to remember those members of the Armed Forces who gave their lives in the service of this great nation.

We also salute our current and retired military veterans. None of the things we enjoy...

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May 23, 2023
Economic turmoil fuels housing stalemate

After two long years of fierce competition sky-high costs and intense bidding wars the housing craze screeched to a sudden halt in the spring of 2022.

With inflation on the rise and the Federal Reserve hiking its baseline interest rates mortgage rates doubled in a matter of months.

Though there is no shortage of prospective...

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May 3, 2023
Accessory Dwelling Unit can expand housing options

As we approach the midpoint of 2023 the crisis of unaffordable housing continues to spread nationwide.

Mortgage interest rates are nearly double what they were 18 months ago leaving many potential homebuyers wondering how they can buy in to the American Dream. With persistent low inventory the price of existing homes remains stubbornly high.


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April 27, 2023
Prioritize and reorganize to reclaim your garage

Somewhere along the way most American garages became more like barns or sheds – used for storage instead of housing for the family car.

According to a 2001 study done at UCLA only about 25% of homeowners still have room to park their cars in the garage.

Some of these folks took advantage of the garage...

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April 20, 2023
Remote workplace turns life mates into workmates

In the post-pandemic world many more employees are working from home instead of commuting to an office.

Among other things the coronavirus health crisis showed some companies many of their employees were still productive working from home using remote technology along with some other unexpected advantages.

In the past two years remote workers generally reported less stress...

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