The Bay Equity Home Loans Bug - BE Bug Icon | Bay Equity Home Loans

Bay Equity News

We’re committed to connecting with our clients. Whether it’s a conversation in person, a quick call or text during your lunch break or by sharing valuable news you can browse on your own time, we want you to have full access to our expertise.


[object Object]
March 15, 2023
Living with parents helps save for down payments

Extra time to save up for a down payment is an important benefit as the home affordability crisis worsens. The median price of a single-family home rose by nearly $100 000 from 2020 to 2022.

According to the Pew Research Institute the share of Generation Z members (ages 18 to 29) living with their parents surpassed...

[object Object]
March 2, 2023
All the world’s a stage for today’s home sellers

As the market swings back in favor of homebuyers in today’s housing market it is tempting for home sellers to pull out all the stops and go into full remodel mode trying to maximize their listing price.

But big remodeling projects almost never recoup their value often eating away at healthy profit margins.

Cleaning the home from...

[object Object]
February 25, 2023
Buyers and sellers seek answers in tough 2023

Affordability is still the major question on the minds of homeowners and aspiring buyers alike in 2023.

Incomes mortgage rates and home prices will make or break hopeful homebuyer plans concludes the annual housing forecast from the online magazine of the National Association of Realtors (NAR).

Higher mortgage rates are cutting into purchasing power raising...

[object Object]
February 13, 2023
Upside-down economy creates both ups and downs

The housing market and the greater economy continue to be as topsy-turvy as any time in American history.

Even as the Federal Reserve keeps trying to cool off rising inflation with higher interest rates companies continue to hire wages keep going up and consumers continue to spend.

Normally that is good news - strong employment and...

[object Object]
February 7, 2023
Reverse mortgage can help solve divorce questions

While divorce rates have been falling nationwide one demographic has been bucking the trend.

Divorce or divorce amongst those 65 and older has increased threefold the past 20 years.

Silver divorce presents special challenges including but not limited to emotional upset retirement disruption and equitable division of assets. Additionally divorcing seniors must decide if one or both...

[object Object]
January 24, 2023
Land restrictions have slowed building nationwide

Land-use restrictions and a lack of public investment in roads rail and other infrastructure have made it harder than ever for developers to find sites to build homes.

As people keep moving to cities they are pushing up the price of dirt and making the housing shortages in these fast-growing areas even worse.

Land is far...

What interests you?