We’re committed to connecting with our clients. Whether it’s a conversation in person, a quick call or text during your lunch break or by sharing valuable news you can browse on your own time, we want you to have full access to our expertise.
Due to increases in home prices the Department of Housing and Urban Development has increased the Maximum Claim Amount on the Home Equity Conversion Mortgage (HECM) to $1 149 825 for 2024.
The HECM or reverse mortgage program is a special loan for borrowers 62 and older which allows them to access a portion of the...
None of the things we enjoy as Americans – our families careers homes health or happiness would be possible without the dedication of the men and women of the Armed Forces.
Too often veterans and active-duty military members aren't fully aware of benefits earned through their service. For many homeownership is an elusive goal especially upon...
After a pause of more than three years payments for nearly all student loans restarted in October 2023. Borrowers must incorporate an average monthly bill of $350 back into their budgets alongside competing financial priorities.
Beginning in March 2020 the worldwide pandemic spurred the federal government to take emergency action to protect the finances of America’s...
With Autumn here and the holidays right around the corner the real estate market is facing real affordability challenges from high prices low inventory and persistent elevated mortgage rates.
A recent national survey found these elements are especially chilling for those who are either in or are approaching their prime homebuying years. Nearly 20% of millennials...
Bay Equity Home Loans' menu of reverse mortgage options now includes EquityAvail an innovative new retirement mortgage for people looking to refinance into a lower monthly mortgage payment.
EquityAvail is a hybrid forward-reverse loan for older Americans that allows a reduced monthly mortgage payment that disappears over time.
For the first 10 years of the loan...