The Bay Equity Home Loans Bug - BE Bug Icon | Bay Equity Home Loans

Bay Equity News


We’re committed to connecting with our clients. Whether it’s a conversation in person, a quick call or text during your lunch break or by sharing valuable news you can browse on your own time, we want you to have full access to our expertise.

Features

[object Object]
October 7, 2024
Fed slashing rates could raise all economic boats

The U.S. Federal Reserve's decided Sept. 18 to cut baseline interest rates by .50% the first cut in more than two years. This is a promising signal for the overall economy but holds special importance in the housing market.

Although mortgage rates do not directly mirror Fed changes they tend to follow their direction over...

[object Object]
October 2, 2024
Defensible spaces protect families from home fires

In recent years the impact of wildfires on American communities has grown significantly highlighting the need for proactive measures to mitigate risks and protect lives and properties.

Approximately 45 million homes are situated near or within wildland areas across the United States. Creating defensible spaces around homes - a strategic approach to managed vegetation -...

[object Object]
September 17, 2024
Time for some fall home maintenance tasks

It’s hard to believe but we’re already into the fall season! The kids are back at school! Halloween and the holiday seasons are rapidly approaching! Don’t get caught by surprise.

Take advantage of the still moderate weather to do some home maintenance tasks. Tuck the house in before winter sets in! Start with a walk around...

[object Object]
September 10, 2024
Inflation Reduction Act rebates ramping up for fall

Passed in August 2022 the federal Inflation Reduction Act (IRA) aims to address a raft of critical climate change and energy issues through substantial rebates to homeowners and businesses making energy upgrades

Though this is a federal program states will administer the funds and must apply for the grants through the U.S. Department of Energy (DOE)....

[object Object]
September 4, 2024
Fall is a great time to spruce up your concrete driveway

It’s a common misconception concrete pours best in hot weather when overcast damp weather and mild temperatures of autumn are better.

Moisture is very important to setting concrete and extreme heat dries the water content too quickly making the concrete weak. Cold weather can turn the water into ice. Ice expands and can crack the...

[object Object]
August 27, 2024
Planning to purchase a home? Talk with a Bay Equity loan officer.

When considering a home purchase prospective homeowners must budget beyond the purchase price.

The first step is creating an overview of your current financial situation to determine how much house you can afford. A pre-approval gives you the tools to set a realistic purchase budget.

Remember: pre-qualification and pre-approval are similar words with quite different meanings....

What interests you?