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Bay Equity News

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June 29, 2022
Second home prices still surging as demand wanes

Just as homeownership is an essential element of the American Dream owning a second home is a big part of the American fantasy.

Everyone wants to kick up their feet in their own little permanent retreat. Owning a second home is another step on the ladder of success.

Motivated by remote work record-low mortgage rates...

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June 21, 2022
High home prices don’t mean bubble trouble

After cooling off slightly toward the end of 2021 home price gains reaccelerated to 19.2% in January up from 18.9% in December.

In total housing prices have risen more than 32% over the last two years a growth rate exceeding even that seen before the famous Financial Crisis/Housing Crash of 2007 when the home market...

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June 16, 2022
Fed's historic hike will affect housing markets

The pendulum was bound to swing after a prolonged period of low rates and cheap money but few expected the rapid rise in mortgage rates the U.S. h as seen in the first half of 2022.

With Covid-induced supply chain issues high demand and the war in Ukraine combining to support already pervasive and persistent inflation...

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June 1, 2022
Americas suburbs get modern-day retrofit

The modern model for suburbia arose from a confluence of employment and transportation factors that dominated the latter half of the 20th Century.

Exacerbated by the rise of the highway system - and subsidized by the government - suburban design typically increased distances between residential neighborhoods and places of business.

This led to sprawling single-family neighborhoods...

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May 31, 2022
Bay Equity salutes our military

Bay Equity Home Loans thanks all past and present members of the military service organizations the National Guard reservists and surviving spouses and families.

The Department of Veterans Affairs (VA) has many home loan programs available for active retired or reserve members of the military.

VA lending rules include some important differences in credit scoring...

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May 24, 2022
Young buyers dominate the homebuying marketplace

Younger buyers tightened their grip on the top spot in the home buying market in 2021 navigating their way with a proficiency in online tools and a deepening trust in real estate agents.

The share of millennials (ages 23 to 41) among homebuyers rose to 41% by the end of the year up from 37% in...

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