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Bay Equity News

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April 22, 2024
Home ownership builds long-term wealth

Inflation has raised prices across the board since 2020 but no category squeezed American budgets like housing. With sky-high home prices and rents through the roof non-homeowners face an increasingly tough choice.

The housing market has experienced a rollercoaster ride the past decade or so after prices bottomed out in the early 2010s home sales began...

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April 12, 2024
New dream: Turning empty buildings into homes

Communities nationwide are grappling with the scarcity of affordable housing compounded by the steep costs associated with developing new multi-family units.

This shortage of "Class C housing stock " is reaching critical levels with occupancy rates as high as 96% nationally and 99% in the Midwest.

At the same time spurred on by the after-effects of...

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April 3, 2024
Harnessing the Sun: Exploring solar power

In recent headlines scientists announced the achievement of basic nuclear fusion ignition a big step toward mimicking the Sun’s method of generating near-limitless energy by creating larger atoms from smaller ones.

Until we perfect that process today’s solar panel technology already allows homeowners to harness a portion of the Sun’s resources. Clean and green solar power...

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March 28, 2024
Embrace the benefits of Bay Equity service

Embarking on the journey to homeownership is a thrilling adventure filled with excitement and anticipation.

At Bay Equity our local mortgage professionals help you find the mortgage to meet your circumstances goals and aspirations.

Whether you are a first-time homebuyer repeat buyer or experienced investor Bay Equity offers a comprehensive array of loan options with...

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March 26, 2024
Appraisals examine every nuance of home valuation

When a home in the neighborhood sells for an impressive sum it is not unusual for you to believe your own home will attract a similar offer.

Unlocking a home’s true value is much more than a one-size-fits-all formula. It requires the complex nuanced evaluation of a professional property appraiser. Numerous factors are considered and understanding...

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March 13, 2024
Reverse Mortgages can help with health care costs

In-home healthcare costs can quickly wipe out a lifetime of savings. Families then struggle to keep loved ones healthy and safe and in their own homes.

In many cases one or more of these family members are well into the process of planning their own retirement while taking on this added financial responsibility. Statistically speaking...

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