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December 6, 2024
Pearl Harbor Day: Honoring a Legacy of Service

Each year on December 7th we pause to remember the lives lost during the attack on Pearl Harbor in 1941. This pivotal moment forever changed the course of the United States and the lives of countless service members. As we reflect we honor all veterans who have served our country—past and present.

At Bay Equity we...

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December 2, 2024
Reverse Mortgages: Options for older homeowners

With extended families getting together around the holidays the discussion may turn to the ongoing financial needs of elderly relatives.

As the calendar turns over to 2025 U.S. homeowners are sitting on record levels of home equity – more than $17 trillion in total.

In the third quarter of 2024 homeowners borrowed against $48 billion of this...

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November 19, 2024
Keep cool with regular refrigerator maintenance

With an average lifespan of 10 to 18 years the longevity of a refrigerator largely depends on the level of maintenance it receives.

Taking a few minutes to perform some simple upkeep can lead to major savings on energy costs and avoid expensive refrigerator repair bills down the line.

• Clean the coils: The condenser coils are...

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November 12, 2024
Fed cuts set the stage for buyer and seller dynamics

On Nov. 6 the Fed cut interest rates by 0.25% down to a range of 4.5% to 4.75%. With inflation just shy of the Fed's 2% goal the move should provide some relief for borrowers. The Fed is widely expected to continue cutting rates into 2025 which could snowball into bigger savings.

While the Fed...

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November 11, 2024
Bay Equity serves those who serve the U.S. military

This Veterans Day Bay Equity Home Loans extends its deepest gratitude to all past and present members of the military the National Guard reservists surviving spouses and their families. Your service and sacrifice mean the world to us.

Bay Equity is proud to have a team of loan officers who are experts in the latest home...

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October 28, 2024
Consumer spending maintains momentum as holidays approach

As we approach the holiday season the U.S. economy appears to be holding its ground.

Consumer spending which accounts for about two-thirds of all economic activity continues to show resilience. Despite negative attitudes on the economy expressed in many polls retail sales have shown steady growth driven by a strong labor market and higher wages.

As...

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