As a lending professional at Bay Equity, I am dedicated to helping you with your home mortgage needs. The housing and mortgage markets are constantly changing and whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.

I am an experienced loan officer with more than 23 years in the business and more than 36 years in customer service, I have the knowledge and expertise you need to explore the many financing options available. Ensuring you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services exceeding their expectations.

I hope you'll browse my website, check out the loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you and our Team.

Proud member of the San Diego Chapter of VAREP.