Looking back 28+ years ago when I started in the lending industry, I feel grateful to have the opportunity of helping hundreds of families achieve their dream of home ownership.

WHY RAY FERGUSON - LEARN MORE HERE!

Whether it is guiding families through the process of buying their home for the first time, refinancing or helping experienced home owners finance their investment properties, I am committed to ensuring your experience is special and exceptional. My entire team brings a wealth of knowledge, experience and expertise in this forever changing housing and mortgage market. We live and work in this community and take pride in what we do and how we do it. Click Here for a great GUIDE TO HOME LOAN SUCCESS with loads of information on the home loan process.

Our approach is simple, if you’re satisfied, we’re satisfied. Each customer has a unique situation and we will explore the many options for financing, so together, we can determine the best direction for you and your family. We know each loan we touch is someone’s home and we know how important it is to you. Let us help you achieve your dreams and goals starting today. 

Apply on-line, or contact me to set up an appointment. I look forward to hearing from you.