Each year on December 7th, we pause to remember the lives lost during the attack on Pearl Harbor in 1941. This pivotal moment forever changed the course of the United States and the lives of countless service members. As we reflect, we honor all veterans who have served our country—past and present.

At Bay Equity, we are committed to serving those who have given so much for our freedom. We offer a range of options designed for veterans and strive to provide support to those who have protected our nation. Whether you're buying your first home, refinancing, or just exploring the possibilities, we are here to guide you every step of the way.

We're proud to have a team of loan officers who specialize in the latest home loan programs from the Department of Veterans Affairs (VA). These programs offer distinct advantages, including flexible credit requirements, low or no down payment options, and competitive interest rates—just some of the ways we honor those who have served our country.

Refinancing options are available, too—whether you're switching from a conventional loan to a VA loan or refinancing from one VA loan to another. This could lower your monthly payments, reduce your interest rates, and potentially save you thousands over the life of your loan. It's an opportunity to improve your financial situation, no matter your stage of service.

Through our exclusive Giving to Heroes program, we offer substantial benefits to active or retired service members and other service-focused professionals, including educators, law enforcement, healthcare workers, and firefighters. Qualified participants can enjoy closing cost and real estate commission credits —helping to reduce the financial burden of buying or refinancing a home.

Bay Equity’s teams are also knowledgeable about a variety of regional and state programs available to veterans, including special low-interest loans, zero-interest options, and other valuable resources.

To all the men and women who have served, our heartfelt gratitude. It is an honor to serve you, and we’re dedicated to helping you secure your next home.

Bay Equity Home Loans supports all former and current women and men in military service at home and abroad, whether in times of crisis or times of calm. Bay Equity proudly donates a portion of each closed VA and FHA loan to the Warrior Foundation Freedom Station, a transitional housing community for injured veterans.