Bay Equity News
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February is a good time to tackle a few simple projects to keep warm air inside your home while preventing cold drafts from seeping through.
It requires minimal time tools and materials and even if the groundhog brings an early spring you will be ready for next winter!
Start by identifying drafty areas. Common culprits include...
Like the groundhog’s long shadow the housing market continues to be clouded in the chill of higher mortgage rates and an uncertain economy as 2025 gets underway.
With inflation and interest rates in limbo no one can say for certain whether the market will experience a spring thaw or remain stuck in deep freeze.
Throughout 2024 voters...
A December survey from the New York Federal Reserve shows increasing American optimism about household finances.
The percentage of respondents expecting their financial situations to improve the next year surged to 37.6% the highest level since early 2020 just before the Covid-19 pandemic. This is an 8-percentage-point jump from October and reflects growing confidence in...
As we move deeper into 2025 home demand still outweighs supply. Although that imbalance means home prices are still rising most homebuyers are moving cautiously causing prices to rise at a slower pace.
In November of 2024 home prices were up 5.4% from the same time the prior year but that was the lowest annual...
The Federal Reserve cut interest rate cuts three times in the past four months making many loans credit cards and auto financing less expensive.
However interest rates are still at their highest in decades and Americans thinking about their future finances more than ever. Remember: high-interest environments favor the saver.
No matter your age putting money aside...
Start the New Year right by setting resolutions for buying a home in 2025. Here are five key steps to help make it a successful year for homeownership.
- Know What You Can Afford: Assess your income spending and savings to figure out your budget. Bay Equity Home Loans provides online tools to help estimate what you...
