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May 28, 2025
Honoring Service, Empowering Dreams:

This Memorial Day we pause to remember the men and women who made the ultimate sacrifice for our country.

We also reflect on how we can better support those who continue to serve. At Bay Equity we’re proud to stand with veterans active-duty military and their families - both in remembrance and in action.

One of the...

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May 23, 2025
DIY fire pit is a summer gathering hotspot

For the unofficial Memorial Day weekend kickoff to the summer season nothing beats the warmth of gathering around a crackling fire – cooking roasting marshmallows swapping stories or simply enjoying the flicker of flames under the stars.

With a little time and effort a safe and affordable fire pit can be added in any backyard....

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May 12, 2025
Purchase market shows signs of life amid stunted spring demand

Driven by strong demand for conventional loans mortgage applications to purchase homes were on the rise in the first week of May jumping 13% from the same week a year ago. Despite economic uncertainty refinancing surged 11% up 51% year-over-year largely due to a 26% jump in VA loan activity.

This growth suggests buyers are re-entering...

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May 1, 2025
Maintaining homebuying focus amid economic noise

President Donald Trump’s fluctuating trade policies have brought a degree unpredictably to economic markets with growing unease about the global outlook.

Volatility has defined the bond market in recent weeks. On April 2 mortgage rates hit a six-month low only to surge to a six-week high just days later. Despite Trump’s vocal calls for the Federal...

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April 26, 2025
Nearly two of three homes selling below list price

In a shifting housing market a growing number of homes are selling for less than their original asking price. In February nearly two-thirds (64.2%) of homes sold below list price up from 60.9% the year before. Meanwhile just 20.5% sold above asking a slight drop from 22.8% a year ago.

One key reason for this trend?...

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April 16, 2025
Making plans for the hot tub lifestyle

Relaxing in your own hot tub is one of life’s simple pleasures but requires commitment maintenance and future planning.

Finding a hard flat surface is the first priority. Indoor installation brings privacy and protection from the elements though outdoor hot tubs are easier to deliver and install. Many hot tubbers also enjoy the connection to nature...

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