photo: Ted and Dena Kircher closed on a home loan in late 2017 with Tina Krupar, Bay Equity's Area Sales Manager in Albuquerque, NM. Today, they're still building memories with son Theodor and dog Victoria.

To all the moms out there who made our childhood homes special, Bay Equity Home Loans wishes you a very happy Mother’s Day!

At Bay Equity, we provide the kind of service any mom would be proud of. Along with a full array of loan products, our loan officers are there with our customers every step of the way - guiding, teaching and mentoring.

Technology has made much of the home loan process easier and faster. With so much of our lives now lived online, we can securely access your financial information quickly for mortgage loan pre-approvals, so you can begin your home shopping experience right away.

Bay Equity’s Loan Officers are like your co-pilot on the home loan journey. Our top-flight service means ensuring clients are fully informed from time of application through closing.

We take great pride in our commitment to meet clients face-to-face, educate them on their options, and cover each step of their transaction in detail.

After helping you find the loan that meets your needs, we'll provide detailed information about features, rates, costs, payments and locks while working with your Real Estate Professional on contract, appraisal and title matters.

We’re here to answer all your questions, no matter how insignificant they might seem. We’re going to take your transaction all the way.

Purchasing a home can seem overwhelming at times. Going it alone can be a grueling process. That’s why most people only do it a few times in their lives. We’re here to help!

With our in-house underwriting, processing and closing, Bay Equity’s loan officers have a direct line to your mortgage. There’s no waiting for answers while third parties move through a queue of other lenders’ clients.

With our state-of-the-art technology, we can track your mortgage as it moves through the process. Our 24-7 document portal allows you and your real estate agent to view all transaction documents as they are updated!

And once we're nearing the finish line, in many cases our new BE Express e-signing tool can help you kick it into high gear, reducing time at the closing table to as little as 10 minutes!

Let Bay Equity spark your home loan success with our commitment to Service, Transparency, Innovation and Teamwork.

Across the country, home buyers are finding out firsthand: Mom was right. Home is a place where you and your family build memories that last a lifetime. Your home loan experience should be just as special.

That’s the Bay Equity Way.

She'll never stop being your mom, and Bay Equity never stops being your mortgage lender. We’ll continue to monitor your loan long after the closing date, to ensure you have the correct product for every stage of your financial life.

Our unique family culture stresses the importance of each individual client. Like a family, we’re all in this together.

We’re here to get you home.