This Veterans Day, Bay Equity Home Loans extends its deepest gratitude to all past and present members of the military, the National Guard, reservists, surviving spouses, and their families. Your service and sacrifice mean the world to us.

Bay Equity is proud to have a team of loan officers who are experts in the latest home loan programs from the Department of Veterans Affairs (VA). These programs come with some distinct advantages—such as flexible credit requirements, low or no down payment options, and competitive interest rates.

Refinances from conventional to VA or VA to VA loans are possible, as well. Refinancing can lower your monthly payment, reduce your interest rate, and potentially save you thousands over the life of your loan. It’s an excellent opportunity for many military members.

Additionally, through our exclusive Giving to Heroes program, we offer substantial benefits for active or retired service members, as well as other service-focused professionals. Qualified participants can enjoy closing cost and real estate commission credits —helping to reduce the financial burden of buying or refinancing a home.

Bay Equity’s teams are also well-versed in a variety of regional and state programs targeted for veterans including special low-interest loans, zero-interest options, and other valuable benefits. We’re here to guide you to the best loan solution for your needs.

To all the men and women who have served, our heartfelt thanks. We're honored to serve you, and we’re committed to getting you into your next home.

You’ve earned it!

Bay Equity Home Loans supports all former and current women and men in military service at home and abroad, whether in times of crisis or times of calm. Bay Equity proudly donates a portion of each closed VA and FHA loan to the Warrior Foundation Freedom Station, a transitional housing community for injured veterans.