Bay Equity Home Loans supports women and men in military service at home and abroad, whether in times of crisis or times of calm.

The Department of Veterans Affairs (VA) has many home loan programs available for active, retired or reserve members of the military.

These are some of the most flexible and powerful mortgage tools on the market, but the VA says nearly 33% of service members are unaware of their VA home loan benefits.

If you're a veteran or a veteran's spouse, its essential to check with your lender to determine your VA loan eligibility status.

You may qualify if you were discharged honorably from active duty for service-connected injuries or other reasons. Surviving spouses of veterans may also be eligible.

Bay Equity's VA mortgage lenders can help answer all your questions and help you better understand the home loan process. We're personally well-educated and informed about the most up-to-date VA rules and regulations.

VA lending programs include the potential for zero down payment, which can allow you to buy a home much faster than by saving up. VA loans also come with low-interest-rates and no mortgage insurance.

Bay Equity proudly supports veterans, veterans’ organizations and veterans’ charities.

Bay Equity donates a portion of each closed VA and FHA loan to the Warrior Foundation Freedom Station, a transitional housing community for injured veterans. Bay Equity has assisted several of these Warriors with their own mortgage lending needs!