Home Loans Made Easy!

Troy Wardlow

Senior Loan Officer

MLO ID# 306129NMLS ID# 306129

(425) 968-7614
602 2nd Street
Suite B
Snohomish, WA 95290

Licensed in AZ and WA.

Thanks for visiting my web site.

My top priority is to understand your individual objectives and provide the best loan product combined with excellence in communication and service levels. I purpose to treat each client as though they are my only client, with great care and attentiveness. As a lending professional at Bay Equity, I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.

Schedule a time to chat

Need some help?

Here you’ll find a number of different downloadable PDFs, PowerPoints and other important documents to help make your loan process that much smoother!