We're here to get you home.


The Allen Team

NMLS ID# 452448 | Cindy Allen

A:
434 Hale Avenue
Suite 100
Oakdale, MN 55128

Thanks for visiting our web site. As a lending professionals at Bay Equity, We are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, we can explore with you the many options for financing.

You are invited to apply on-line, or contact us to set up an appointment. Either way you will get our immediate and personal attention.

Our amazing team


Lois Goossens
Lois GoossensLoan Officer Assistant - NMLS ID# 452447
Sylvia Cruz-Jacobson
Sylvia Cruz-JacobsonSenior Loan Processor
Cindy Allen
Cindy AllenSenior Loan Officer - NMLS #452448

Loan Calculators


Use the calculator links below to help plan your home purchase or refinance.

Please note, the results are only estimates. Talk to your Loan Officer to get an official figure. We're here to get you home.

Built on family and forward-thinking


Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.

Need some help?


Here you’ll find a number of different downloadable PDFs, PowerPoints and other important documents to help make your loan process that much smoother!