As a Mortgage Loan Originator and Area Sales Manager in San Diego, CA for Bay Equity Home Loans and a mortgage professional for the past 37 years, I pride myself on putting my clients' needs above everything else. Integrity, communication and hard work are at the backbone of my business. 

As a loan originator I fund loans in California from my offices in San Diego. My clients vary from 1st time buyers, to veterans and investors, to million dollar purchasers (plus everything in between). I have personally funded more than $500 million in loan production.

As a manager I take great pride in helping my loan officers build successful careers they can be proud of, and my team of loan originators know they are doing work that benefits people's lives which makes their lives richer. We work together with one goal in mind...satisfy the customer, whether that is our borrowers or our referral partner. It is imperative to me I create an atmosphere that helps each employee reach their potential and allow them to meet and exceed their personal goals. If you are a loan originator looking for the right home to help you be the best you can be then please contact me and let's discuss how I will help you.

With all the challenges that exist within the current mortgage business today, it's more important than ever to have an experienced mortgage professional on your side. Whether you are looking to buy or refinance I am always available to serve you and those you refer to me. Call me today to discuss financing options that can be tailored to meet your specific needs and goals. I look forward to sharing my knowledge, success and experience with you.

Please check out my GUIDE TO HOME LOAN SUCCESS! ****This e-booklet is full of mortgage information to help guide you.

If you are a Veteran or member of the Armed Forces, check out my **[GUIDE TO VA LOANS](https://online.anyflip.com/akre/dpho/mobile/index.html).** This e-booklet is your comprehensive guide, includes an affordability worksheet, checklists, and more to help you through the process.

ARE YOU A CURRENT HOMEOWNER? Homebot is our free, customizable robot that helps you keep track of your most important purchase. Receive a personalized monthly report tracking your home value, mortgages, and market conditions. It also gives you smart information on strategically paying your principal payments; plus, it tells you how much you could rent your home for on Airbnb.

Scroll down to: WHAT'S YOUR HOME WORTH? to get started.