Nick Branson

Senior Loan Officer

NMLS ID# 452536

660 Bridge Street W
Suite 100
Owatonna, MN 55060

With over 25 years of experience as a Loan Officer, I feel that I am equipped to help just about any buyer. I've worked with countless first-time buyers who are new to the home-buying process, as well as seasoned buyers looking to buy their dream home.

Having owned investment properties myself for 20 years, working with people looking to do the same only feels natural.

I believe in educating the borrower. My goal is to make them feel completely comfortable with the mortgage process, and the mortgage program they use to finance their homes.

My team and I go above and beyond, in every stage of the transaction. We strive to make the loan process as smooth and seamless as we can for our clients.

We offer USDA, FHA, VA, Conventional, Jumbo and rehab loans. We also have programs that offer down payments as low as zero, $1000, 3%, 5% and more!

Please don't hesitate to give us a call today. We look forward to hearing from you!


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.