The home buying process can be very intimidating and there were times I needed “talked off the ledge”. The Mortgage Sisters did just that.


Mortgage Sisters

NMLS ID# 970521 | Anne Siemiatkaska  


As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, we can explore with you the many options for financing.

You are invited to apply on-line, or contact us to set up an appointment. Either way you will get our immediate and personal attention.

Loan Calculators


Use the calculator links below to help plan your home purchase or refinance.

Please note, the results are only estimates. Talk to your Loan Officer to get an official figure. We're here to get you home.

Built on family and forward-thinking


Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.