"Kim was on top of everything. Turn-around is personal, fast and exceptional!


Sandra - Borrower 2020


Kimberly Pedersen

Branch Manager

NMLS ID# 304315

A:
3875 Hopyard Road
Suite 130
Pleasanton, CA 94588

Before entering the home financing industry, I sold real estate for some of the largest brokerage firms in the Bay area. With this background, my career change to a Certified Mortgage Planning Specialist has enabled me to provide stress-free experiences to clients purchasing or refinancing a home.

It's a pleasure to serve the community where I've raised my family for the past 23 years. While working with me, you will be guaranteed a loyal partner who's invested in your long-term financial success, committed to meeting your unique needs, and is compassionate to your distinct goals. As a certified mortgage planner, I will keep you informed regarding monthly mortgage industry changes and interest rate fluctuations.

The quality of services I offer is demonstrated by my passion to listen and understand your unique needs, whether you are a first-time home buyer, refinancing, or purchasing an investment property. After attentively getting to know your long- and short-term objectives, I will recommend the financing strategy that best fits your needs and adds value to your life plan.

Loan Calculators


Use the calculator links below to help plan your home purchase or refinance.

Please note, the results are only estimates. Talk to your Loan Officer to get an official figure. We're here to get you home.

Built on family and forward-thinking


Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.