Jumbo Loan | Bay Equity Home Loans

Jumbo Loans

No dream is too big when there’s a big plan to get you there.

What is a jumbo loan?

Jumbo loans are a special financing option for loan amounts exceeding the conventional conforming loan limit. We offer a variety of jumbo loan programs with fixed or adjustable rates to help people purchase their dream home.

Talk to one of our experienced loan officers to better understand your jumbo loan options.

What are the benefits of a jumbo loan?

  • Interest rate is comparable to a conventional loan
    Rewards those with great credit
    Lets you choose between fixed and adjustable rates

What are the current jumbo loan rates?

Interest rates on jumbo loans change all the time based on market trends. While we can’t guarantee your specific rate here and now, talk to one of our loan officers to lock in your exact interest rate.

How do I qualify for a jumbo loan?

Qualifying for a jumbo loan takes a couple more steps than most other loans. Check out the jumbo loan requirements below, talk to one of our loan officers to see if a jumbo loan is right for you.

Some jumbo loan requirements

Credit score of at least 661
Large down payment
Verified proof of income
Debt-to-income ratio (DTI) up to 43%

Loan Calculators

Use the calculator links below to help plan your home purchase or refinance.

Please note, the results are only estimates. Talk to your Loan Officer to get an official figure. We're here to get you home.

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