John Murphy

Area Sales Manager

MLO ID# 8207NMLS ID# 8207

(866) 621-1982
2730 172nd St. NE
Suite 202
Marysville, WA 98271

Thanks for visiting my web site.  You may contact me in a variety of ways.

The quickest way to reach me is by calling or texting my cell number at 206-499-LOAN (5626).

Or you may also fill in your information in the “Let's Talk!” section to the upper right and I will receive an email with your contact information.

We are a mortgage lender with a wide variety of loan products available including purchase loans with zero down payments, refinance loans even if you have no equity in your home, and construction or remodel loans. We also have some very attractive commercial loans available.

With the wide variety of loans available in today’s market, I encourage you to contact me so we can go over your specific situation and design a mortgage that makes sense for you.

Once again, call or text me at 206-499-5626 if you have any questions.


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.