"John is a dedicated, knowledgeable and courteous professional . His attention and advice throughout the loan process was invaluable”

Published By: Chad L.

John Castilone

Senior Loan Officer

NMLS ID# 148406

4040 Del Prado Blvd S.
Cape Coral, FL 33904

Throughout my 19 years in the mortgage industry, I have discovered that the home loan process needs to not only have a streamlined workflow and a backbone of personalized customer service, but also an engaging experience for all parties involved. My team uses a combination of experience and excellence to make this often stressful business positive and upbeat. I take pride in knowing that my clients can feel the difference when they work with our team.

I have a well- rounded understanding of how to combine good business practices and outstanding customer service to make you feel comfortable and appreciated. My goal is to have you feel as though you have acquired a trusted adviser, friend, and mortgage professional. Above all, it is my top priority to ensure that my clients are educated about every step of the loan process.

When you decide to join me in the Bay family, you not only gain access to the best loan programs in the industry and cutting edge technology, but also a professional who is dedicated to your dream of home ownership. If you are in Minnesota or Florida, and looking to purchase a new home, refinance, or dreaming about building and starting from scratch, my team and I are here to get you home.

Please feel free to download my app to have instant access to my contact information, my team, and our mortgage calculator!


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.