Throughout my 19 years in the mortgage industry, I have discovered that the home loan process needs to not only have a streamlined workflow and a backbone of personalized customer service, but also an engaging experience for all parties involved. My team uses a combination of experience and excellence to make this often stressful business positive and upbeat. I take pride in knowing that my clients can feel the difference when they work with our team.

I have a well- rounded understanding of how to combine good business practices and outstanding customer service to make you feel comfortable and appreciated. My goal is to have you feel as though you have acquired a trusted adviser, friend, and mortgage professional. Above all, it is my top priority to ensure that my clients are educated about every step of the loan process.

When you decide to join me in the Bay family, you not only gain access to the best loan programs in the industry and cutting edge technology, but also a professional who is dedicated to your dream of home ownership. If you are in Minnesota or Florida, and looking to purchase a new home, refinance, or dreaming about building and starting from scratch, my team and I are here to get you home.

Please feel free to download my app to have instant access to my contact information, my team, and our mortgage calculator!