I am a believer in Zig Ziggler's famous advice: "You can have everything in life you want, if you will just help enough other people get what they want." I work hard to bring the spirit of those words to every day, not just in my work but that of my team as well.

With more than 24 years of Mortgage Lending experience as a Mortgage Broker and a Mortgage Banker, I am proud to represent Bay Equity and our dedicated team. As a devoted Loan Officer and Area Sales Manager I am here to ensure an exemplary experience for all of our clients. I am 100% committed to exceeding my client's expectations throughout the home financing process.

Having founded and built a multi-billion dollar funding mortgage bank I have learned the intricacies of my industry - not just the fundamentals of finance that guide how we help people achieve their home ownership dreams, but also how all the moving pieces of our industry affect homeowners. Regulatory changes, Wall Street affects, even geopolitical events can affect a single real estate transaction. It takes a team of experienced professionals to help guide people to their goal - whether it be affordable home ownership, investment opportunities or a reverse mortgage.

I always strive to provide exceptional service and deliver the most competitive home financing products available. I have BS degrees (CSUS) in Marketing and Communication, and earned my MBA in Finance at San Diego State. With all the challenges borrowers face in the mortgage process today, it's more important than ever to have a team of experienced mortgage professionals on your side. Whether you are looking to buy or refinance I am always available to serve you and those you refer to me. Call me today to discuss financing options that can be tailored to meet your specific needs and goals. I look forward to sharing my knowledge, success and experience with you.