The Holsman Team was great. They were friendly, knowledgeable, patient, and were easy to reach whenever I had questions.

Jeremy N., Client

Holsman Team - Eagle

NMLS ID# 399150 | Fred Holsman  

The Holsman Team at Bay Equity Home Loans is a family operation that has been active in home lending for more than 30+ years. Our commitment to customer service and building relationships has been, and will continue to be, a top priority.

Whether you are purchasing or refinancing, buying your first home or building your dream home, The Holsman Team has all of your lending needs in one family. We are a direct lender that can fund your home loan with low fees and mortgage rates, along with fast service.

In today's market, timeliness and customer service are the most integral parts of getting a home loan. With The Holsman Team, your loan will close on time with the loan product that fits your lifestyle.

You are invited to apply online, or contact us to set up an appointment. Either way you will get our immediate and personal attention.

Thank you!

The Holsman Team

Our amazing team

Fred Holsman
Fred HolsmanSenior Loan OfficerNMLS #399150
Rich Holsman
Rich HolsmanSales ManagerNMLS #95607
Michael Hull
Michael HullLoan Officer NMLS #1833245
Debbie Holsman
Debbie HolsmanArea Sales Manager
Abigayle Holsman
Abigayle HolsmanLoan Officer Assistant
Baylie Holsman
Baylie HolsmanLoan Processor

Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Talk to one of our loan officers to get an official figure. We’re here to help.


Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.