The standard in mortgage lending, for a reason.
A fixed-rate mortgage is a home loan where the interest rate stays the same for the life of the loan. Through a fixed-rate loan, homeowners gain long-term stability and predictable payments. That’s part of why fixed-rate mortgages have become the favored choice of most borrowers.
When you choose a 15- or 30-year fixed-rate mortgage with Bay Equity, your payment will not change the entire time. This is great because it allows you to budget your mortgage payment throughout your life, or at least the next 10 to 30 years of it.
Lock in your rate
Interest rates on fixed-rate mortgages change all the time based on market trends. While we can’t guarantee your specific rate here and now, talk to one of our loan officers to lock in your exact interest rate.
Choose your loan term
Choosing a shorter fixed-rate period will get a lower interest rate, allowing you to see significant savings, as well as pay off the home loan faster than a traditional 30-year loan.
Enjoy the lifelong reward of a shorter-term benefit
A fixed rate mortgage has its pros and cons, but with a simple monthly and total-term comparison, our loan officers can show you how a fixed-rate home loan is a great option for you and your family.
With hundreds of local teams across the country, chances are pretty good we’re in your neighborhood.
Look us up.