A fixed-rate mortgage is a home loan where the interest rate stays the same for the life of the loan. Through a fixed-rate loan, homeowners gain long-term stability and predictable payments. That’s part of why fixed-rate mortgages have become the favored choice of most borrowers.
Ask your Loan Officer for more details.
Lock in your rate
Interest rates on fixed-rate mortgages change all the time based on market trends. While we can’t guarantee your specific rate here and now, talk to one of our loan officers to lock in your exact interest rate.
Qualifying for a fixed-rate home loan is easier than you might think. Essentially, lenders calculate your income-to-debt ratio to gauge how efficiently you’d be able to pay off your loan. If they see that the numbers are doable, they’ll make it work for you.
Qualifying for a fixed-rate loan comes down to:
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