Down Payment Assistance Program | Bay Equity Home Loans

Down Payment Assistance Programs

If you can’t do it alone, have a little help from your friends.

What is mortgage down payment assistance?

With so many expenses involved with buying your first home, down payments can be hard to come by. Luckily, there are a few very helpful down payment assistance programs for eligible homebuyers who need a financial nudge over the hill.

What are the benefits of down payment assistance?

We always recommend a down payment of anywhere between 5-20%. But that’s a lot of money. So it’s not uncommon for people to use down payment assistance programs for homebuyers because they can help you purchase a home, even if it’s slightly out of reach.

How do I qualify for a fixed-rate mortgage?

Down payment assistance grants vary from state to state, which means the requirements can also change. If you’re needing a little financial nudge in the right direction, talk to one of our loan officers. They can help you find the down payment assistance program you might need to buy the home you really want.


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


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Talk to one of our loan officers to get an official figure. We’re here to help.

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