Whether you are buying your first home, upgrading to your dream home or relocating, you can still close escrow in time for the 2019 holiday season.

If your goal is to wake up Christmas morning in your brand-new home, you’ll want to get started soon and you’ll need to make sure you have the right lender.

Working with a local lender instead of a retail bank or mortgage website makes a big difference when time is short. While big banks and online lenders focus on processing a large volume of business, local loan officers hustle to earn (and keep) the business of each and every client they serve.

The work day doesn’t end at 5 p.m. for local lenders like the Boles Group at Bay Equity Home Loans. They make themselves available on the client’s schedule and they answer the phone when it rings.

Availability isn't the only advantage of working with the right lender when time is tight. A knowledgeable and experienced loan officer with access to onsite loan processors and in-house underwriters will provide more complete and accurate answers than the typical representative at a big bank call center. Getting the right answer the first time you call is not just a better experience, it prevents delays and keeps things moving forward.

When you are facing a hard deadline, lending professionals who use available technology to streamline the application, documentation, disclosures and final signing process are key. You'll save time and eliminates the hassle of hand delivering sensitive documents, running to the post office to return your disclosure statements and taking time off work to drive across town where you spend an hour signing your name to page after page of closing paperwork.

Of course, the lending side of your home purchase isn’t the only part that takes time. Your Realtor is another key player when it comes to buying a home on a tight schedule.

There is no one better qualified to recommend an efficient Realtor than your local mortgage lender. A quality lender will have a network of quality Realtors and can match you with the perfect Realtor for your specific goals and needs.

If you are hoping to celebrate the 2019 holiday season in a new home, don’t wait any longer. Call the Boles Group at 480-279-0032 to or visit our website to start your application.

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Boles Group at Bay Equity Home Loans is a team of lending professionals located in Gilbert, Arizona and licensed to originate home loans for purchase or refinance in nine states (AZ, CA, CO, ID, MN, NM, NV, OR, WA). Boles Group lending professionals have the knowledge and experience to create solutions where other lenders create problems. The team prides itself on responsive, accurate communication and is highly regarded by clients and business associates alike.