Whether you are buying your first home, upgrading to your dream home or relocating, you can still close escrow and move in before the start of the 2020 holiday season, but you’ll want to get started soon and you’ll need to make sure you have the right lender.

Working with a local lender instead of a retail bank or mortgage website makes a big difference when time is short.

While big banks and online lenders rely on volume, local loan officers, like the Boles Group lending professionals at Bay Equity Home Loans, value each one of their clients. The work day doesn’t end at 5 p.m. for local lenders. They take calls and answer questions when it’s convenient for you.

A knowledgeable and experienced loan officer with access to onsite loan processors and in-house underwriters will provide more complete and accurate answers than the typical representative at a big bank call center. Getting the right answer the first time you call is not just a better experience, it prevents delays and keeps things moving forward.

You’ll also want to work with a team who use available technology to streamline the application, documentation, disclosures and final signing process. It saves time and eliminates the hassle of hand delivering sensitive documents, running to the post office to return your disclosure statements and taking time off work to drive across town where you spend an hour signing your name to page after page of closing paperwork.

Of course, the lending side of your home purchase isn’t the only part that takes time. Your realtor is another key player when it comes to buying a home on a tight schedule and there is no one better qualified to recommend an efficient realtor than your local mortgage lender. A quality lender will have a network of quality realtors and can match you with the perfect realtor for your specific goals and needs.

If you are hoping to celebrate the 2020 holiday season in a new home, don’t wait any longer. Call the Boles Group at 480-279-0032 to get prequalified today.

About the Boles Group at Bay Equity

Bay Equity Home Loans – Boles Group is a team of lending professionals located in Gilbert, Arizona and licensed to originate home loans for purchase or refinance in nine states (AZ, CA, CO, ID, MN, NM, NV, OR, WA). Boles Group lending professionals have the knowledge and experience to create solutions where other lenders create problems. The team prides itself on responsive, accurate communication and is highly regarded by clients and business associates alike.