Many people think they cannot afford to buy a home, but are gladly surprised when that's not the case! Fill out the form to the right so we can have a personalized conversation with you regarding your next steps in the housing industry. Whether it is to purchase or refinance we can help!

At Bay Equity, we understand your house is your home—not a loan. We know this because we’ve always been in the business of caring about our customer’s journey, writing our story right alongside yours.

Bay Equity was founded with the philosophy the customer should always come first in mortgage lending. We offer products and services to help make your dreams of homeownership come true. Our experience leads the way in helping customers realize their real estate goals. We live here and work here and take pride in our community. You can count on us to be there for you. We can’t wait to start working with you!