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Message from New York Life Insurance Company

Corporate Care to Wealth Care

As you may know, one of the basic tenants of my client philosophy is to be on the constant lookout for programs that will enhance and protect my client’s wealth. When I discovered Corporate Care offered by Zach Ishimitsu and John Murphy, I was intrigued. After getting to know them and the program better, I knew I wanted to offer this benefit program to my clients.

Hence the birth of Wealth Care.

Wealth Care takes a benefit program once reserved for employees of corporations, enhances it with the addition of some smart financial planning strategies, and allows me to offer to my clients some significant benefits including:
- 25% discount of the normal real estate fees when you purchase or sell a property.
- .25 points off the normal closing costs for a mortgage.
- A free mortgage credit report (other types of credit reports, like the ones found online, have a different credit score algorithm which can create large differences in your credit score. Through Wealth Care, you can obtain a FREE credit report which is the same credit report and score used for the mortgage.).
- Complimentary appraisal at closing (this means that you are reimbursed for the cost of the appraisal when your loan closes).

Wealth Care is another way I can offer value to my clients with two guys that have the same educational based philosophy with their clients as I do with mine…


About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
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About Bay Equity

Bay Equity Home Loans is family operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Founded in San Francisco in 2007, Bay Equity is now headquartered in nearby Corte Madera with branches and operations centers across the country. Bay Equity is made up of the most accomplished mortgage and financial professionals at every level. We take great pride in helping borrowers achieve their home ownership dreams.

We’re here to get you home.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

John Murphy
Area Sales Manager
MLO ID# 8207
NMLS ID# 8207
Phone: 206-499-5626
Fax: 866-621-1982
2730 172nd St. NE, Suite 202, Marysville, WA 98271
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