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Message from THE ALLEN TEAM

Greetings! In the spirit of home, family & financial well-being, we are pleased to offer our Corporate Care Real Estate & Mortgage Discount program to the employees of Krinkie’s Heating, Air Conditioning and Plumbing. This program offers significant savings when buying, selling or refinancing a home. Our experienced and dedicated team is looking forward to assisting with your home sale, purchase or refinance needs. This benefit is also available to your extended family members and friends! Use the calculator below to estimate your savings.


About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
See your estimated savings
Provide your contact and loan info to calculate your estimated savings

About Bay Equity


Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

The Allen Team

NMLS ID# 452448 | Cindy Allen