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Message from Tova Montecucco

As a licensed Realtor® with TheMLSonline, I have a passion for real estate and helping people through the process of buying and selling homes. Whether you're just starting your home search or ready to take the next step in home-ownership, I believe it's important to work with an agent who has experience. My experience includes the purchase and sale of homes and investment properties in the Greater Seattle area. The most rewarding part of being a full-time Realtor® is having the opportunity to meet new people. I look forward to learning more about you, and helping you with your real estate needs. Please call, or send an online request and I will respond as soon as possible. I look forward to assisting you!

About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
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About Bay Equity


Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Jeff Nicola

Area Sales Manager

MLO ID# 92186

F:
(425) 642-8339
A:
305 108th Avenue NE
Suite 101
Bellevue, WA 98004

Tova Montecucco

Realtor

License#

A:
1750 112th Ave SE Suite D149
Bellevue, WA 98004