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Message from THE ALLEN TEAM

Greetings! We are excited to belong to the Dakota County Chamber of Commerce. In the spirit of home, family & financial well-being, we are pleased to offer our Corporate Care benefit program to all chamber members.

This program offers significant savings when buying, selling or refinancing a home. Our experienced and dedicated team is looking forward to assisting with your home sale, purchase or refinance needs. Use the calculator below to estimate your savings.

Learn more about providing this valuable benefit to your employees and their family members by contacting Bruce Allen at 651-756-1777 or This benefit can also be offered to your customers!

About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
See your estimated savings
Provide your contact and loan info to calculate your estimated savings


"If you are looking to buy a home, go with Lois and Cindy. I strongly believe that both Cindy and Lois are genuine and do their best to help. I had a great experience working with them-they were quick to respond to voicemails and emails and were very patient with my first-time homeowner questions. They will streamline the house-buying process for you!" - Katie & Michael

"We were astonished how great the communications (email... phone calls) were from Lois ...Lois Goossens and Cindy Allen is very efficient and wonderful to work with. Lois and Cindy are very professional and experienced in their fields. To us we noticed that Lois and Cindy put in extra time and effort to achieve customer needs. We would recommend them to anyone who is looking for good mortgage team." - Randy & Denise

"I have been working with Cindy and Lois for more than 16 years. They are very easy to work with and always make sure everything is in order and prepared in time. I will continue working with them for my future mortgage needs. " - Carrie

About Bay Equity

Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

The Allen Team

NMLS ID# 452448 | Cindy Allen