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Message from Tim Dupre

We are pleased to offer an exciting new benefit to you, our valued team members! Our people are the most valued part of our business, and we are always looking for ways to say thank you for helping us in our continued mission to serve our customers and our communities. We strive to help every team member achieve success and meet their goals personally and professionally. In the spirit of home, family, and financial well-being we are excited to announce an exclusive partnership with a leading mortgage and real estate company, Bay Equity Home Loans and Century 21 Birchwood Realty. Bay Equity Home Loans is noted for growth and customer service and their dedicated and experienced team is looking forward to helping you with your home purchase or refinance needs. Century 21 Birchwood is an industry leader helping our team members achieve their home ownership dream while providing exceptional customer service and defying mediocrity. They are both here to assist our Team Members and their Families with purchasing a home or selling an existing home. Please join me in welcoming them to the Conditioned Air Family.

About The Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
See your estimated savings
Provide your contact and loan info to calculate your estimated savings

About Bay Equity

Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.Bay Equity is proud to offer Giving to Heroes through participating branches.

Start the loan process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

John Castilone

Senior Loan Officer

NMLS ID# 148406

4040 Del Prado Blvd S.
Cape Coral, FL 33904

Greg Ralston


License# Century 21