Tyler kept me informed from the beginning all the way to the close and funding...

Darlene M - 2021

Tyler Michael Wells

Loan Officer

NMLS ID# 2058342

217 North School Street
Lodi, CA 95240

I want to be the best. The best doesn’t always mean the lowest rates, the cheapest prices, or the largest loan amounts. The best means being a Loan Officer who’s willing to do everything in his power to get you the loan you deserve, and not give up on your loan just because things get difficult. I know how scary and daunting the loan process can be. It’s my job to take something frightening and make it positively memorable.

As a Behavior Therapist for nearly a decade, my focus has always been on how I can best help those around me. This mentality has not changed one bit since beginning my career as a Loan Officer with Bay Equity. I put the relationships before the numbers, knowing building the former is the most important aspect of my job. Lending is about helping people make one of the most important financial decisions of their lives - I don’t take this fact lightly. It takes a tremendous amount of trust to give a stranger access to all your finances with hope they will know how to best help you take that next step. Good relationships are built on trust, so you could say I’m in the business of earning and keeping your trust.

I’m the oldest of three brothers and the son of wonderful parents who brought me up to withstand the toughest of challenges. I often choose to see the glass as half full and know life’s most difficult moments are rarely as bad as they seem. I love this job and value the opportunities it presents me with to meet new people and build lasting relationships. I am eager to learn everything I can, foremost about how I can best help you afford the home you’ve always dreamt of. If your credit needs improvement, I will take the time to help you repair it no matter how long that may take. As my mentors, Deanna and Gene Avakian, have always said…if we can’t get you a loan, nobody can! I look forward to building a relationship with you.

Loan Calculators

Use the calculator links below to help plan your home purchase or refinance.

Please note, the results are only estimates. Talk to your Loan Officer to get an official figure. We're here to get you home.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.