Your Local Lender

For Purchases & Refinances

Contact Me Today

I am here to get you home

The housing and mortgage markets are constantly changing and it is important to work with a local lender to help you determine the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

Real Estate - Bay Equity Home Loans

Think Local!

It's important to work with a LOCAL Loan Officer who is knowledgeable about your community, who cares about the people who live there, who thinks of themselves as a good neighbor, and who is right there with you, all the way - the Bay Way. I'm happy to be your neighbor serving the needs of our greater Hartford and Springfield County communities. Our offices are located in the historic Brewer-Young mansion. Stop by and say hello!


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Timothy Ryan

Branch Manager

NMLS ID# 21752

734 Longmeadow Street
Office 309
Longmeadow, MA 01106