Looking To Buy Or Refinance?

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Fill Out The Form To Schedule A No-Obligation Conversation With Me About Your Mortgage Goals!


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Many people think they cannot afford to buy a home, but are gladly surprised when that's not the case! Fill out the form to the right so we can have a personalized conversation with you regarding your next steps in the housing industry.

We understand the home loan process can be daunting, so we’re here to support you all the way through. From a home loan to a home refinance, we’re proud to offer a secure application process that you can easily complete on your smartphone or computer.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.

Loan Calculators


Use the calculator links below to help plan your home purchase or refinance.

Please note, the results are only estimates. Talk to your Loan Officer to get an official figure. We're here to get you home.

Scott R. Bell

NMLS ID# 289786

A:
20 N. Main Street
Suite 205
St. George, UT 84770
Bay Equity