With all the record low-interest-rate-hype you're hearing about on the news, social media, and from your friends, you probably find yourself asking this question: does it make sense for me to refinance? We believe you should have more cash flow and less monthly debt.

As a mortgage lender I don't just help people buy homes. I also help them plan for retirement, buy investment properties, and ultimately use their home and equity as an asset to their overall financial plan.