Your Home Purchase Made Simple

with "The Approved and Guaranteed Edge"

Fill Out The Form Below To Setup A No-Obligation Conversation!

What is the Approved & Guaranteed Edge?

The Approved & Guaranteed Edge™ is an upfront option that allows the buyer's loan application to be underwritten, validated and fully approved prior to them shopping for a property.

With The Approved & Guaranteed Edge™ your offer can be presented to the seller with the "loan approval contingency" already met! Sellers can expect your offer to go through seamlessly and close quickly as long as the property meets your expectations and lender requirements.

Do you want your offer to stand out above the others in today's competitive market? Do you want your offer to be viewed similarly to an all-cash offer? Do you want to work with a team who can help get your loan approved before you even look at homes, therefore putting you ahead of the curve?

To get started, please complete the form. Someone from our team will contact you shortly!


The lending professionals at Bay Equity Home Loans are dedicated to helping you will all your home mortgage needs.

With our constantly changing housing and mortgage markets, we can help you navigate the many options to find the right loan to fit your family, your needs and your financial circumstances.

Whether you are buying or refinancing, buying your first home or building your dream home, we can help you explore the many options for financing.

Mike Rafii

NMLS ID# 5341MLO ID# 5341

(888) 363-9821
10415 Morado Circle
Suite 350b
Austin, TX 78759