Helping To Simplify The Mortgage Process

Purchase or Refinance

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I'm Here to Get You Home


The lending world is constantly changing. I work with my clients to first find all possible options, then help to determine the option that best fits your needs.

Whether you are buying or refinancing, you should expect top shelf service with honest responsive answers.

Loan Calculators


Use the calculator links below to help plan your home purchase or refinance.

Please note, the results are only estimates. Talk to your Loan Officer to get an official figure. We're here to get you home.

The lending professionals at Bay Equity Home Loans are dedicated to helping you will all your home mortgage needs.

With our constantly changing housing and mortgage markets, we can help you navigate the many options to find the right loan to fit your family, your needs and your financial circumstances.

Whether you are buying or refinancing, buying your first home or building your dream home, we can help you explore the many options for financing.

John Flores

NMLS ID# 259468

A:
7878 N 16th Street, Suite 270
Phoenix, AZ 85020