Give The Gift Of Holiday Cheer

To A Family In Need This Time Of Year!

Make A Nomination Below! Please Enter Your Contact Information, & The Information For The Family You Are Nominating.


Give The Gift of Giving - Nominate a Family Today!


While the world is full of people in need year-round, no time is that more apparent than during the holiday season. Amidst all the hustle and bustle, it's important to make some time to practice gratitude and give back, as the season can be especially difficult for some members of our community.

Our mission this holiday season is to spread holiday cheer to some of these families by asking our clients, friends and loved ones to nominate a family who could use a hand up to celebrate this holiday season. Please complete these questions and our team of elves will choose 3 of the nominated families to participate in our campaign to give the gift of cheer this holiday season.

Real Estate - Bay Equity Home Loans

About Ed Quinby, Rick Jones & Toby Tollack


Rick Jones has has a passion for originating loans in San Diego for more than 28 years! He and his team of Loan Officers joined Bay Equity Home Loans after successfully running a boutique mortgage company since 1992. Bay Equity provides our clients with a broad platform of loan choices, competitive rates, and fast, sensible and local underwriting decisions

Ed Quinby has been a Residential Mortgage Advisor for over 20 years living in the San Diego area while working throughout CA. Recognized as a Top producer nationally year after year, his approach is simple: Education through advisory empowers his clients. If his clients are well educated with the right guidance and creative strategic planning, then he has empowered them with the tools to make the best financial decision to fit their needs. By providing personal attention with concierge service, Ed and his team can implement and design a customized Mortgage plan while having a trusted advisor by their side.

Toby Tollack has built a team dedicated to assisting Homeowners for over 18 years. As a Senior Loan Officer at Bay Equity Home Loans, Toby has been recognized year after year for leading achievements in the lending industry as a top producer in his field. Toby understands that choosing the right Mortgage professional means more than simply finding the lowest quote on a 30-year fixed program.

  • Rick Jones - Regional Sales Manager | NMLS ID# 236503
  • Ed Quinby - Senior Loan Officer | NMLS ID# 223545
  • Toby Tallack - Senior Loan Officer | NMLS ID# 226922

Ed Quinby

NMLS ID# 223545

A:
445 Marine View Avenue
Suite 200
Del Mar, CA 92014

The lending professionals at Bay Equity Home Loans are dedicated to helping you will all your home mortgage needs.

With our constantly changing housing and mortgage markets, we can help you navigate the many options to find the right loan to fit your family, your needs and your financial circumstances.

Whether you are buying or refinancing, buying your first home or building your dream home, we can help you explore the many options for financing.