Purchasing & Refinancing Made Simple

We're here to get you home!

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Many people think they cannot afford to buy a home, but are gladly surprised when that's not the case!

Fill out the form to the right so we can have a personalized conversation with you regarding your next steps in the housing industry.

Whether it is to purchase or refinance we can help!

We serve all of the Denver region. We have 15+ Loan Officers that will be able to assist you!

Loan Calculators

Use the calculator links below to help plan your home purchase or refinance.

Please note, the results are only estimates. Talk to your Loan Officer to get an official figure. We're here to get you home.

Ted Gallegos

NMLS ID# 231825CO-MLO# 100028259

8955 S. Ridgeline Blvd
Suite 1600
Highlands Ranch, CO 80129

The lending professionals at Bay Equity Home Loans are dedicated to helping you will all your home mortgage needs.

With our constantly changing housing and mortgage markets, we can help you navigate the many options to find the right loan to fit your family, your needs and your financial circumstances.

Whether you are buying or refinancing, buying your first home or building your dream home, we can help you explore the many options for financing.