Purchasing & Refinancing Made Simple!

Your Local Loan Expert

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Providing A Seamless Mortgage Process

At Bay Equity, we understand your house is your home—not a loan. We know this because we’ve always been in the business of caring about our customer’s journey, writing our story right alongside yours.

We offers products, services, and promotions that are unmatched in mortgage lending. Our experience leads the way in helping customers achieve their real estate goals. We live here and work here and take pride in our community. You can count on us to be there for you.

We can’t wait to start working with you!

Daniel Minor

NMLS ID# 1729390

(763) 390-3158
20980 Rogers Drive
Suite 400
Rogers, MN 55374


Born and raised in Minnesota, Daniel Minor has been around the industry for over a decade. Minor earned a computer science & mathematics degree from Hamline University graduating near the top of his class with an extraordinary 3.92 in major GPA. At Hamline, he was a tutor for physics, math, and computer science which is how he discovered his passion was not only numbers, but also the joy of helping people understand complex topics like mortgages.

Working with the Best

Minor was awarded by Minneapolis/St. Paul Business Journal the Super Mortgage Professional award in 2021. This award is earned by less than 2% of the 8,000+ mortgage professionals in Minnesota each year. At the national level, Minor earned placement on Scotsman Guide's 2021 list of the top 1% of originators in the U.S. of the 308,000+ loan officers across the country.

Business Philosophy

Mr. Minor considers every client he helps as the newest member of the Mortgage Minor family and loves forging lasting relationships that go beyond just mortgages. Quality and customer service is what he is driven by. Uncompromising ethics and devotion to clients is what continues to foster his growth and past client referrals.

Minor firmly believes selecting a loan officer is more than contacting an online call center. He believes it is imperative to select a loan officer that:

Has extensive knowledge of computer security so sensitive personal information is kept safe.
Is able to explain in easily understandable terms the various figures that go into purchasing a home.
Has a local reputation for excellence in mortgage lending that gives you a leg up over other offers in the hyper-competitive real estate market of today.

Pair those with punctual communication and truly caring about a client’s best interests, and having the right loan officer in your corner can potentially save thousands of dollars -- or cost thousands when the selection is wrong.

Mortgage Products

Bay Equity Home Loans is a top 20 residential mortgage lender in the country funding billions of dollars of loans across the nation every year. With its national presence comes a wide array of loan products to help you with your next home loan.

Down Payment Assistance
Conventional Loans
Construction Loan Options
FHA Loans
USDA Loans
VA Loans
Investment Property Loans
Jumbo Loans
Refinance & HELOC Loans
Bank Statement Loans for Business Owners
Reverse Mortgages

Contact him TODAY to learn more! 763-614-7082

Loan Calculators

Use the calculator links below to help plan your home purchase or refinance.

Please note, the results are only estimates. Talk to your Loan Officer to get an official figure. We're here to get you home.