Reverse Mortgages

Bay Equity Home Loans

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Reverse Mortgages

A Reverse Mortgage allows you to convert a portion of the equity in your home into cash. Meaning, the equity you’ve built up over the years of making mortgage payments can now be paid back to you.

Whether using HUD’s Home Equity Conversion Mortgage (HECM) or Bay Equity’s proprietary product line of reverse mortgages, we have solutions.

- May be available starting at age 55 depending on the state you are located. Call for details.

- No monthly mortgage payments.

- Flexible availability of funds (monthly payments, line of credit, cash, or a blend of the options to fit your needs).

- No maximum property value.

- HUD and non-HUD approved condominiums available.

Purchase a new primary residence or access the equity in your current home. Use the funds for any purpose, including:

- Supplement to your monthly income with tax-free proceeds

- Access to cash for sudden expenses

- Eliminate your current monthly mortgage payment

- Making repairs or improvements to your home

- Purchase of a second residence, automobile, or RV

- Pay for needed medical and dental care and prescription medications

- Pay for in-home health care

- Travel

Real Estate - Bay Equity Home Loans

Learn More About Reverse Mortgages

Looking to learn more about Reverse Mortgages? Click here to view the Reverse Mortgage Frequently Asked Questions!


Bay Equity is a member of the National Reverse Mortgage Lenders Association. Glen Smart (NMLS ID #20869) and Robin Loomis (NMLS ID# 461651) are both Certified Reverse Mortgage Professionals.

The lending professionals at Bay Equity Home Loans are dedicated to helping you will all your home mortgage needs.

With our constantly changing housing and mortgage markets, we can help you navigate the many options to find the right loan to fit your family, your needs and your financial circumstances.

Whether you are buying or refinancing, buying your first home or building your dream home, we can help you explore the many options for financing.

This advertising material is not from HUD or the FHA, and is not approved by HUD or by the FHA or any other Federal Agency. Not available in all states. This product may be offered by a lender with whom Bay Equity has a business relationship. Contact your Loan Officer for more information.

Smart Team

NMLS ID# 208695 | Glen Smart

7400 North Oracle Road Suite 131
Tucson, AZ 85704
Bay Equity

We're here to get you home.