Reverse Mortgages

Bay Equity Home Loans

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Reverse Mortgages

A Reverse Mortgage allows you to convert a portion of the equity in your home into cash. Meaning, the equity you’ve built up over the years of making mortgage payments can now be paid back to you.

Whether using HUD’s Home Equity Conversion Mortgage (HECM) or Bay Equity’s proprietary product line of reverse mortgages, we have solutions.

  • May be available starting at age 55 depending on the state you are located. Call for details.
  • No monthly mortgage payments
  • Flexible availability of funds (monthly payments, line of credit, cash, or a blend of the options to fit your needs)
  • No maximum property value
  • HUD and non-HUD approved condominiums available

Purchase a new primary residence or access the equity in your current home:

Use the funds for any purpose, including:

  • Supplement to your monthly income with tax-free proceeds
  • Access to cash for sudden expenses
  • Eliminate your current monthly mortgage payment
  • Making repairs or improvements to your home
  • Purchase of a second residence, automobile, or RV
  • Pay for needed medical and dental care and prescription medications
  • Pay for in-home health care
  • Travel
Real Estate - Bay Equity Home Loans

Learn More About Reverse Mortgages

Looking to learn more about Reverse Mortgages? Click here to view the Reverse Mortgage Frequently Asked Questions!


Bay Equity is a member of the National Reverse Mortgage Lenders Association. Glen Smart (NMLS ID #20869) and Robbin Loomis (NMLS ID# 461651) are both Certified Reverse Mortgage Professionals.

Smart Team

NMLS ID# 208695 | Glen Smart

7400 North Oracle Road Suite 131
Tucson, AZ 85704
Bay Equity

We're here to get you home.