Share some information about yourself and a reverse mortgage specialist will contact you with personalized options

First Name *

Last Name *

Phone *

Email Address *

Date of Birth

Spouse's Name (if applicable)

Spouse's Date of Birth (if applicable)

Approximate Value of Home

Balance of all Mortgages/Liens

Zip Code of Property

Comments:

I Consent to Receive Text Message Status Updates and Offers. By clicking this box, you are authorizing Bay Equity Home Loans and its corporate parents, affiliates and partners to deliver or cause to be delivered to you, including through agents and authorized third-parties, telemarketing promotions for products or services in addition to those about which you are applying, but that may be of interest to you using an automatic telephone dialing system or an artificial or prerecorded voice and text messages to the phone numbers you provided above. You are not required to sign this consent as a condition of purchasing or receiving any property, goods, or services.

for more information.

Reverse Mortgages

A Reverse Mortgage allows you to convert a portion of the equity in your home into cash. Meaning, the equity you’ve built up over the years of making mortgage payments can now be paid back to you.

Whether using HUD’s Home Equity Conversion Mortgage (HECM) or Bay Equity’s proprietary product line of reverse mortgages, we have solutions.

May be available starting at age 55 depending on the state you are located. Call for details.
No monthly mortgage payments
Flexible availability of funds (monthly payments, line of credit, cash, or a blend of the options to fit your needs)
No maximum property value
HUD and non-HUD approved condominiums available

Purchase a new primary residence or access the equity in your current home:

Use the funds for any purpose, including:

Supplement to your monthly income with tax-free proceeds
Access to cash for sudden expenses
Eliminate your current monthly mortgage payment
Making repairs or improvements to your home
Purchase of a second residence, automobile, or RV
Pay for needed medical and dental care and prescription medications
Pay for in-home health care
Travel

Learn More About Reverse Mortgages

Looking to learn more about Reverse Mortgages? Click here to view the Reverse Mortgage Frequently Asked Questions!

-------------------------------------------

Bay Equity is a member of the National Reverse Mortgage Lenders Association. Glen Smart (NMLS ID #20869) and Robin Loomis (NMLS ID# 461651) are both Certified Reverse Mortgage Professionals.

The lending professionals at Bay Equity Home Loans are dedicated to helping you will all your home mortgage needs.

With our constantly changing housing and mortgage markets, we can help you navigate the many options to find the right loan to fit your family, your needs and your financial circumstances.

Whether you are buying or refinancing, buying your first home or building your dream home, we can help you explore the many options for financing.