The process was fast and efficient. Communication and responsiveness from the entire team was excellent.

Edward M.

Marshall Day

Branch Manager

NMLS ID# 5671

(508) 473-6804
154 West Street, Unit 1
Milford, MA 01757

I’ve been employed in the Consumer Finance industry since 1975. After retiring from a major Consumer Finance company in 2002, I started an independent Mortgage company. Then in 2014, we merged with Village Mortgage. I'm now originating loans at Bay Equity Home Loans. I thoroughly enjoy working with our clients.

We specialize in finding the best product and price for each individual customer. Our business model depends on repeat business and referrals, so you can be assured that you will receive excellent service, pricing, and communication throughout the process. I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.