Louisa was very knowledgeable. Answered all of my questions no matter what time of day, or day of the week.

Mark B.

Louisa Bailey

Branch Manager

NMLS ID# 1093220

32 Main Street
Salem, NH 03079

I have been in the mortgage industry for 29 years making the loan process as easy as possible for my borrowers while providing high quality service. I started in the mortgage industry because of my interest in finance along with my passion for helping people. What I enjoy most about being part of the Bay Equity family is that I can help people achieve the American dream of owning a home of their own!

My client service philosophy is educating my clients while creating a smooth loan process in which everyone enjoys! Beside working in the mortgage industry, my interests include volunteering in my community, being active and running outdoors, being involved in my children’s school PTA, and teaching CCD on Sundays! I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.