Kathy Stypula

Senior Loan Officer

NMLS ID# 311484

7783 North Ingram Avenue
Fresno, CA 93711

I am a Central Valley native, born and raised in Clovis. With more than 25 years of Real Estate Lending experience, I enjoy working with every type of borrower. I have spent a fair amount of my career in Southern California. Given the fierce competitive market out there, my success demanded I set myself apart from the competition.

In doing that, I cultivated a sales strategy that would add value to both my Realtor partners as well my home buyers. As a legacy Real Estate agent in the early 90's, I learned how to navigate even the most challenging of markets. The Central Valley envelopes a wide range of demographic thus constantly challenging my professional knowledge. While money is still very affordable today, I make an effort to compile a financial overview for every borrower ensuring I have explained to them what their most viable options are for home loans. Creating a client relationship is vital to a successful transaction, as buying a home is one of, if not the largest financial investments an individual will make. I have been blessed with great leaders throughout my professional career, all of which have played a pivotal role in my success. My current manager and friend, Molly Meeker has inspired, supported, and pushed me relentlessly to grow. Personally, I am most grateful for my family! My parents that always supported me and allowed me to drive my strengths and dreams; my husband who is such a brilliant achiever and pushes me to be my best spiritually and professionally; and my children that adore and support me unconditionally!

As a Bay Equity Home Loan mortgage lending professional, our team is knowledgeable about a wide range of different loan programs in order to serve your unique needs and financial goals. Whether you're making a first time purchase, a second home purchase or looking to refinance, we can help you!

We are trained senior loan officers on FHA, VA, Conventional, Jumbo, and Construction Loans. We offer 203k Renovation Lending and Home Style Reno loans, programs particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan. We value your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact me today if you'd like more information about our special loan programs. We look forward to working with you!

Need some help?

Here you’ll find a number of different downloadable PDFs, PowerPoints and other important documents to help make your loan process that much smoother!

Home-buying by numbers


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