Kathryn really cared about our best interests. She gave very valuable advice and we will continue to use her in the future.


Kathryn Pedersen

Area Sales Manager

NMLS ID# 223884CO-MLO# 100033811

1169 Hilltop Parkway, Suite 206B
Steamboat Springs, CO 80487

Kathryn Pedersen, a Colorado native, has over 20 years of lending experience in all facets of lending. Her local experience gives her an understanding of Steamboat's unique real estate market.

Kathryn's genuine sincerity and concern for your needs, will ensure your mortgage experience is smooth and your expectations are exceeded.

Voted Best of the Boat for Best Mortgage Broker for 6 years running.

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Loan Calculators

Use the calculator links below to help plan your home purchase or refinance.

Please note, the results are only estimates. Talk to your Loan Officer to get an official figure. We're here to get you home.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.

Need some help?

Here you’ll find a number of different downloadable PDFs to help make your loan process that much smoother!