Janice Lake and her team are extremely professional, knowledgeable, accommodating and personable.

- Emily W.

Janice Lake

Loan Officer

NMLS ID# 240568

135 Hutton Ranch Road
Suite 103
Kalispell, MT 59901

Thanks for visiting my website.

As a lending professional at Bay Equity, I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.

I love living and raising my family in Montana. Career-wise my greatest satisfaction is helping others find their own piece of paradise in "the last best place". Give me a call today!


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.