Giving To Heroes

Giving to Heroes is an exclusive "Give Back" program offered from Bay Equity Home Loans.

Lenders & Realtors credit at closing, a significant amount toward Real Estate Closing Costs.

See how much you might save

Please enter your information for an estimate of how much Giving To Heroes can save you.

About Giving To Heroes

GIVING TO HEROES is a program offered exclusively by Bay Equity Home Loans and participating real estate agents. The program is designed to give back to community heroes by significantly reducing the cost of buying or refinancing a home. You don't have to earn "Hero" status to participate. You're already a hero if you work for, or are retired from, our list of eligible industries.

Law Enforcement

About Bay Equity Home Loans

Bay Equity, founded in 2007, is family owned and operated and is currently licensed in 42 states with retail branches in 27 states. The company is a long time supporter of the Wounded Warrior Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded.

Bay Equity is proud to offer Giving to Heroes through participating branches.

Borrower Testimonials

Josh is AMAZING!! Josh was always available when I had a question! He was very knowledgeable, helpful and fun to interact with! Financial transactions are stressful and Josh eliminated as many factors as possible to help ease our worries! We HIGHLY recommend him for all your home loan needs!

aybarney from Modesto, CA – Zillow

We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promise. They actually exceeded our expectations. THANKS, BAY EQUITY!

Melissa L.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Daniel Witzman
Senior Loan Officer
NMLS ID# 284299
Phone: 218-310-0272
227 7th Street, Two Harbors, MN 55616
Start a Loan Application