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Giving To Heroes

Giving to Heroes

GIVING TO HEROES is a program offered exclusively by Bay Equity Home Loans and participating real estate agents. The program is designed to give back to community heroes by significantly reducing the cost of buying or refinancing a home.

You don't have to earn "Hero" status to participate. You're already a hero if you work for, or are retired from, our list of eligible industries.

Law Enforcement

Your Potential Savings with Giving to Heroes:

How does the program work?

The Giving to Heroes program credits money to your closing costs.

Available credits include a Lender Credit of 0.25% of the Loan amount, and if using an affiliated real estate agent, an additional Agent Credit from their earned commission.

Fill out the form to see your potential savings!

About Bay Equity

Bay Equity Home Loans is a full-service retail mortgage lender founded in 2007. The company is a longtime supporter of the Warrior Foundation Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded. We’re here to get you home.

Bay Equity is proud to offer Giving to Heroes through participating branches.


Josh is AMAZING!! Josh was always available when I had a question! He was very knowledgeable, helpful and fun to interact with! Financial transactions are stressful and Josh eliminated as many factors as possible to help ease our worries! We HIGHLY recommend him for all your home loan needs!
- aybarney, Modesto CA
We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promise. They actually exceeded our expectations. THANKS, BAY EQUITY!
- Melissa L.

Become a Partner

If you are interested in becoming a Realtor Partner with Giving to Heroes, please contact your local Bay Equity Branch Manager.

Find your local branch at