Gene Avakian

Branch Manager

NMLS ID# 249478

(209) 992-4139
217 North School Street
Lodi, CA 95240

Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships and helping my customers achieve their home financing goals, not just a transaction. As a Bay Equity Home Loans Mortgage Banker, I take a consultative approach to the home loan process by customizing each home financing solution to help customers achieve their home financial goals. Many loan officers can get you a loan, my mission is to get you the right loan. During my many years in the mortgage industry, I have shared my expertise to personally assist thousands of families with responsible and affordable home financing.

I have an extensive background assisting first time homebuyers, buyers moving up or looking for an Investment Property as well as high net worth borrowers and self-employed borrowers. I also have a great deal of experience in:

Conventional loans\
Government loans (FHA, VA, USDA) \
Investment property lending\
Non-conventional “Jumbo” lending

Call or email me today and let’s get started on achieving your home financing goals!

Reviews on Zillow


"Gene is extremely organized, knowledgeable, truthful and patient. He will make your loan process a smooth process- he has a strong work ethic, and is ... more "

by lodiplumber


"Great, friendly and efficient service. He answers all of your questions in a timely manner. He is very knowledgeable and pleasant to deal with. I ... more "

Need some help?

Here you’ll find a number of different downloadable PDFs, PowerPoints and other important documents to help make your loan process that much smoother!

Loan Calculators

Use the calculator links below to help plan your home purchase or refinance.

Please note, the results are only estimates. Talk to your Loan Officer to get an official figure. We're here to get you home.

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